Student loans are a hot topic-Forbes calls it a 1.5 trillion dollar “national crisis”. (Forbes, June 2018). New Hampshire’s class of 2016 has the highest average student loan debt per student ($36,367) in the country. As of June, 2018, student loan defaults (more than 90 days delinquent) are at almost 11%. Here are the
No-this isn’t a joke-I’m not suggesting that Fido or Fifi can write up a Will. New Hampshire and Massachusetts, like many other states, allow you to make arrangements for your pets after your death or disability. We just put down our 15 year old dog recently, and I began to think about how pets have
It is often unnecessary for veterans, the elderly, and disabled to file for bankruptcy. Federal laws exempt social security disability and retirement benefits, as well as veteran’s benefits, from creditors. In both New Hampshire and Massachusetts, and in most states, there is broad protection for private pension income, unemployment benefits, public assistance, and worker’s
Can I keep a credit card after I file bankruptcy? Unfortunately, the answer is most likely, no. If you file Chapter 7 Bankruptcy, (the most commonly filed chapter), then it’s a matter of negotiation between you and the creditor. Debts can be voluntarily “reaffirmed” by a Debtor only if the Debtor and Creditor agree. Reaffirming
Listen to my radio interview from August 2016, with host Kevin Willett of Friends of Kevin. In the interview, I answer some basic questions about Social Security Disability.